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Loveland, CO 80537 446 E 4th St

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  • MLS# 9241489
  • 06/01/2026
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  • Beds • 5
  • Baths • 4
  • SQFT • 4,210
  • Garage • 2

Home Details

Exceptional investment opportunity in the heart of Downtown Loveland! This unique property consists of five income-producing rental units on one lot, including a charming updated house and two duplex buildings, one detached garage with 2 separate spaces, yard space with grass. Recent street improvements along E. 4th Street have been completed, enhancing accessibility and curb appeal. The front house, originally built in 1905, has been updated with improvements including kitchen upgrades, appliances, & electrical systems. The house and the duplex fronting 4th Street have previously been utilized as office spaces, offering flexibility for a variety of future uses. Duplex units feature a living area, Kitchen, bed room, full bath, mudroom entries, and dedicated space for tenant washers & dryers. The Washington Street duplex offers wood flooring in one unit and carpet in the other. Water is billed back to tenants. Strategically located within Downtown (DT) Zoning and multiple development incentive districts, including the Enterprise Zone, Downtown Urban Renewal Area (URA), General Improvement District #1, Historic Downtown Loveland (CEF Exempt Area), Historic Loveland BID, and Loveland DDA. Just blocks from the Civic Center, Library, restaurants, shopping, and vibrant downtown events. Positioned in the Downtown Development Authority (DDA) area, buyers may benefit from available redevelopment and improvement programs, including Tax Increment Financing (TIF), Facade Improvement Grants, Small Grant Programs, Fire Suppression Assistance, Restaurant Conversion Programs, and Efficiency Works rebates. An outstanding opportunity for investors seeking cash flow today with long-term value-add and redevelopment potential in one of Northern Colorado's most desirable downtown districts.
Presented By: ;

Interior Features for 446 E 4th St

Bedrooms

Total Bedrooms7

Bathrooms

Total Baths6

Other Interior Features

Above Grade Finished Area4210
BasementUnfinished
Below Grade Finished Area

General for 446 E 4th St

Architectural StyleContemporary
AttributionContact970-227-1327
Cap Rate5.09
CityLoveland
Construction MaterialsFrame, Block, Stucco
CoolingCentral Air
CountyLarimer
DirectionsCorner of 4th St and Washington
Elementary SchoolTruscott
ExclusionsTenants personal Property
Expected Active Date 2026-06-01
Garage Spaces2
Gross Income76266
HOANo
HeatingForced Air
High SchoolThompson Valley
High School DistrictThompson R2-J
Lease Amount FrequencyMonth-to-Month
LevelsOne
Living Area4210
MLS AreaLoveland/Berthoud
Middle/Junior High SchoolBill Reed
Net Operating Income63650
New ConstructionNo
Number Of Units Total2
Operating Expense12616
Patio/Porch FeaturesPatio
Property SubtypeDuplex
Property TypeResidential Income
RoofComposition
SewerPublic Sewer
Standard StatusActive
StatusActive
Structure TypeDuplex
Subdivision NameLOV
Tax Annual Amount4116
Tax Year2025
Tenant PaysGas, Electricity, Water
UtilitiesElectricity Available
Year Built1905
ZoningDT

Exterior for 446 E 4th St

Building Area Total4210
FencingPartial
Lot Size Acres0.24
Lot Size Area10500
Other ParkingLess Than 1
Parking FeaturesDetached
Total Parking2
Water SourceCity
Waterfront Y/NNo

Additional Details

Price History

Schools

Elementary School Truscott Elementary School
High School Thompson Valley High School
Middle School Bill Reed Middle School

Nathan Washam

Broker/Owner
Price $1,250,000
MLS#9241489
List Date 06/01/2026
Property Type Income
Phone 970.988.8295
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