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Loveland, CO 80537 220 W 4th St

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Presented By: ;
  • MLS# 1060354
  • 05/29/2026
  • Request Tour
  • Request Info
  • Beds • 4
  • Full/Half Baths • 3 / 1
  • SQFT • 3,291
  • Garage • 2

Home Details

Location, Location, Location!!! Discover this 1896 Victorian brick home in the vibrant heart of downtown Loveland. Within walking distance to dining, craft breweries, & boutique shops, this property offers the ultimate downtown lifestyle. With three seamlessly updated living spaces, the possibilities for instant rental income or a sprawling multi-generational family dwelling are endless. Renovated in 2019, the main home features an inviting open floor plan, a gourmet kitchen with custom wood countertops, & a stunning granite island. The primary suite includes an attached bath with a clawfoot tub & two large walk-in closets, while the guest bath offers a custom tile shower & radiant heat floors for ultimate comfort. Historic character shines through the original woodwork, mantel, & surround paired with modern touches of an electric fireplace & a cozy projector screen setup. Step outside to enjoy beautiful Colorado sunrises & sunsets from the expansive wraparound deck. The attached self-contained studio, remodeled in 2023, boasts a private access deck, a 3/4 bathroom, & a curated kitchenette, with direct access to the lush grounds- perfect for hosting a BBQ or relaxing around the fire pit. Upper-level suite, completed in 2024, is a modern retreat with open-concept living, dining, & kitchen areas complete with a coffee+cocktail bar, wood countertops, & an electric fireplace. The bedroom highlights a spa soaking tub & a second fireplace, while the bath includes a luxurious steam shower. A private upper deck offers beautiful treetop views. The spectacular, fully fenced xeriscaped grounds feature mature trees, fruit trees, grapevines, lilacs, irises, & a garden- all on a drip irrigation system, planted and ready for summer. The detached two-car garage, finished in 2019 & currently used as an artist studio, includes a mini-split AC/heat unit, a wood-burning stove, & can be wired for 220V power. Convenient alley access offers extra backyard space to park your RV or toys.
Presented By: ;

Interior Features for 220 W 4th St

Bedrooms

Total Bedrooms4

Bathrooms

3/4 Baths3
Half Baths1
Total Baths5

Other Interior Features

LivingAreaSourceOther
Above Grade Finished Area2890
BasementPartial, Unfinished, Radon Test Available
Below Grade Finished Area401
Fireplace FeaturesInsert, Two or More, Electric, Living Room, Bedroom, Kitchen
Interior AmenitiesEat-in Kitchen, Cathedral Ceiling(s), Open Floorplan, Pantry, Wood Windows, Bay or Bow Window, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup, Skylights, Kitchen Island, Crown Molding
Window FeaturesSkylight(s), Window Coverings

General for 220 W 4th St

AccessibilityLevel Lot, Main Floor Bath, Main Level Bedroom, Stall Shower, Main Level Laundry
AppliancesElectric Range, Down Draft, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Microwave, Disposal, Fire Alarm
Architectural StyleVictorian, Includes Rental Unit
AttributionContact9703001985
CityLoveland
Construction MaterialsFrame, Brick
CoolingCentral Air, Ceiling Fan(s)
CountyLarimer
DirectionsFrom US-34 Turn South on N. Garfield Ave. Turn West on W. 4th Street. Home is the 3rd property on the left.
DisclosuresSeller's Property Disclosure, Lead Paint, Home Protection Plan
ElectricCity of Loveland
Elementary SchoolTruscott
Energy EfficientWindows, Thermostat
ExclusionsTenant's Personal Property and Seller's Personal Property.
Expected Active Date 2026-05-29
Full Baths
Garage Spaces2
HOANo
HeatingForced Air, Hot Water, Zoned, Radiant
High SchoolThompson Valley
High School DistrictThompson R2-J
LevelsTwo
Living Area2890
MLS AreaLoveland/Berthoud
Middle/Junior High SchoolBill Reed
New ConstructionNo
Parcel NumberR0405973
Patio/Porch FeaturesPatio, Deck
Possible UseSingle Family, Multi-Family
Property Attached Y/NNo
Property SubtypeMixed Use
Property TypeResidential
RoofComposition
SewerPublic Sewer
Standard StatusActive Under Contract
StatusActive/Backup
Subdivision NameRists
Tax Annual Amount3364
Tax Year2025
UtilitiesNatural Gas Available, Electricity Available, High Speed Avail, Underground Utilities
Virtual TourClick here
Year Built1896
ZoningR3E

Exterior for 220 W 4th St

Exterior AmenitiesSprinkler System, Hot Tub, Heated Garage
FencingFenced, Wood
Irrigation Water Rights Y/NNo
Lot FeaturesDeciduous Trees, Level, House Faces North, City Limits, Paved, Curbs, Gutters, Sidewalks, Alley, Fire Hydrant within 500 Feet
Lot Size Acres0.15
Lot Size Area6500
Parking FeaturesGarage Door Opener, RV Access/Parking, Detached
Road Frontage TypeCity Street, Alley
Road Surface TypeAsphalt
Water SourceCity
Waterfront Y/NNo

Additional Details

Price History

Schools

Elementary School Truscott Elementary School
High School Thompson Valley High School
Middle School Bill Reed Middle School

Nathan Washam

Broker/Owner
Price $748,000
MLS#1060354
List Date 05/29/2026
Property Type Backup
Phone 970.988.8295
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